Basics of life

This article has been inspired by a training I have been attending for the last two days.

Also by virtue of that I’d like to declare that I am not doing this post on behalf of any company and the views shared here in are not sponsored by any specific company but rather my own views as an individual and a human being.

Now that we are on the same page I’d start by saying that, I have come to believe, for one to have a sustainable life after the basics of food, clothes and shelter, next should be an insurance cover of any nature.

Many atimes we are overwhelmingly approached by these guys and most of the times if not all we shut these guys away my self included with reasons known to ourselves or because of a past experience, or thinking they are wasting your time or you simply just don’t want to talk to them. I am guilty of this too, and today for the first time, I realised the guy who spoke to me about insurance let’s call him Peter, spoke to me in 2012 when I was newly employed. Guys, that was about 7.5yrs ago headed to 8 and I just thought had I listened to him then and agreed to sign up even for the bare minimum, I would be reaping something now, because 8 years is truly such a long time and the payouts would come in handy today with my kids schooling.

To be insured is to be covered or protected against any life’s unforeseeable events or even saving up for something in future for holiday, education, retirement etc.

As I write this I am also a victim and speaking to myself as well so don’t get the impression that I have it all figured out. We rush to insure our vehicles some of us even do the basic 3rd party instead of being comprehensively covered, but either way we know we are meant to insure our vehicles whether dictated by law or simply because we just need to protect our vehicles should anything occur.

Given the same reasoning, why are we so adamant to take up life covers, business covers, personal accident covers, credit life covers, home contents covers, education covers I mean insurance is quite vast and wide and not fully exhausted. We take up insurance to protect what we wouldn’t want to loose and that should be reason enough to entice one.

If insurance companies were cons as we deem them to be, then I don’t think any of them would be standing today meaning that they are quite relevant. For any newly employed person, as you set up an account for your savings, your investments, enquire from your financial advisor about insurance and you will be surprised at what you will learn. Similarly even for those in businesses it’s important as you seek that loan for business expansion, capital etc, enquire about insurance for your business.

Did you know you can insure your workers at home or in the field, your home contents incase of burglary or fire or earthquakes, your priced possessions like spectacles, jewelry laptops, phones etc. Forget even the major ones, the life covers which also have an emelement of critical illnesses embedded in them. There is truly alot out there which I would encourage you my dearest readers to find out.

As I had begun this post, I am not writing this on behalf of any company but just to create some level of curiosity for you to take time and research all bout insurance, find a company you can work with either recommendations or research.

Now you know.. Its not only for the employed even persons in businesses can consider this as it does change lives when you least expect..

This is what I was to share yesterday on EDUCATIVE MONDAY before the technical hitches.

#sensesNhumor

Published by sensesandhumor

Mum, Chef and Writer

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